Terms of Service
Last Updated: May 1, 2026
Acceptable Use Policy
SmartTools is provided for individual, personal planning only. Use of automated agents, scripts, or scraping tools to extract data from our calculators for commercial resale is strictly prohibited under 2026 digital asset protection laws.
Intellectual Property
The underlying mathematical models, UI architecture, and 'Adaptive Schema' logic are the exclusive proprietary technology of SmartTools Systems.